Home » HMO Coverages

HMO Coverages

Preventive Health Care Maintenance Services

  • Executive Check Up (ECU);
  • Annual Physical Examination (APE)/ Pre-Employment Examination

Outpatient Care Services

  • Medical Consultations and Referral to Specialists
  • Treatment of minor injuries or illnesses
  • Laboratory and other diagnostic examinations
  • Speech & Physical Therapy
  • Pre & Post Natal consultations

Inpatient Care Services

  • Room and Board accommodation within plan limits & Professional Fees of attending


  • Use of ICU, OR and Recovery room facilities
  • Administered medicines, laboratory tests and other diagnostic procedures, anesthesia and its administration
  • Other items directly related to the medical management of the patient
  • Ambulance service

Emergency Care (Life Threatening Cases)

  • Doctor’s services
  • Medicines administered during treatment or for immediate relief
  • Oxygen, intravenous fluids, dressings, casts, sutures
  • Lab tests, x-rays and other diagnostic procedures

Dental Care

  • Standard Benefits
  • Dental Examinations
  • Simple Annual Prophylaxis
  • Oral Health education through chairside instruction
  • Orthodontic consultation (braces and malposition of teeth)
  • Pre-natal check of teeth and gums
  • Temporo mandibular joint (clicking of jaws) consultation
  • Conduct activities on dental health education
  • Emergency dental treatment for the relief of pain
  • Gum treatment for cases like inflammation or bleeding
  • Temporary fillings
  • Simple tooth extractions
  • Recementation fixed bridges, crowns, jackets, inlays/outlays

Optional Dental Benefit with Additional Costs and/or Subject for Negotiation

  • Permanent fillings/lightcure
  • Dental X-ray

Optional Benefits with Additional Costs and/or Subject for Negotiations

  • Animal Bites & Anti-tetanus vaccines
  • Allergy & Tuberculin Test
  • Cauterization of Warts
  • Financial/Burial Assistance
  • Work Related Injuries/Ilnesses
  • Vehicular Accidents
  • Congenital Illnesses
  • Maternity Benefit
  • Medicine allowance
  • Doctor or Nurse On-site
  • International/Foreign Assistance
  • Inclusion of some procedures which are part of the general exclusions



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Telephone Nos.: (02) 514-0854; (02) 998-4664; TelFax: (02) 631-0142
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